Insurance & Payment

Clear on cost, from the start.

Fleming Dental is an out-of-network, fee-for-service dentist in Durham. Here is what that means for you, how we handle insurance, and how we keep cost clear and predictable.

Patient resources

What are you looking for today?

Use the links below to jump straight to what you need.

Pay Bill

Pay your bill securely online in just a few clicks—no account or login needed. Have a question about your balance? Our team is happy to help.

Insurance and Payment Details

How our out-of-network, fee-for-service care works, and how we make cost clear from the start.

Membership Plan

No insurance? Our membership plan makes routine care simple, with clear cost and real savings on treatment.

How we work

What “out of network” really means.

Fleming Dental does not contract with insurance companies. We are a fee-for-service practice, which means our recommendations are guided by one thing: what your teeth actually need. No insurer decides your treatment, and nothing is shaped by what a plan will or will not cover.

For many patients, being out of network is a feature, not a drawback. It means unhurried visits, honest advice, and a plan built around your health rather than a network’s rules.

If you have insurance

We make your insurance easy to use.

We file your claims for you

Even though we are out of network, we submit your claims as a courtesy, so you do not have to chase paperwork.

You may still be reimbursed

Many out-of-network plans reimburse a portion of your care, and your insurer sends that reimbursement directly to you.

You will know the cost first

We provide a clear estimate before any treatment begins, so there are no surprises when the bill comes.

No insurance? No problem.

A simpler way to stay ahead of your care.

If you do not have dental insurance, our membership plan covers your routine care for one clear yearly cost, with savings on other treatment. No deductibles, no claims, no surprises.

Straightforward pricing

No surprises, ever.

Before we begin any treatment, you will get a clear estimate of the cost. We would rather you know exactly what to expect than be surprised later. If you ever have a question about a fee, just ask. We are always glad to explain.

Good to know

A few common questions.

We are out of network with all insurers, but we will file your claims for you as a courtesy. Many patients with out-of-network benefits are still reimbursed a portion of their care.

That depends on your specific plan. Out-of-network plans often reimburse part of the cost, and your insurer sends it directly to you. We are glad to help you understand your benefits.

Our membership plan is a simple, clear-cost option for patients without insurance. It covers your routine care and includes savings on other treatment.

Payment is due at the time of service, and we will always give you a clear estimate first, so you know what to expect.

Questions about cost?

We are happy to explain.

If you have questions about insurance, payment, or our membership plan, just reach out. We will walk you through it before you ever sit in the chair.